Tuesday, 4 September 2018

FLOODS IN KERALA DECLARED " CALAMITY OF SEVERE NATURE"

Dr Jyoti Sharma
Senior Academic consultant
MAHIAA  ENERGY AND ENVIRONMENT TECHNOLOGY CONSULTANCY SERVICES DELHI














A disaster of this magnitude needs huge contribution centre has offered Rs 600 crore as interim disaster relief and state govt. and ordinary citizens are also  contributing . 11 out of 14 districts of Kerala are being affected. 
Kerala resembles a continuous stretch of urban destiny and construction right upto waterfronts. 
after these floods and cyclone  Kerala must pay closer attraction to long and short term rain forecast , disaster dam management and flood plain and western ghats zoning .
 The death toll in the current spell of monsoon fury that region on 8th august has risen to 216 official said " keeping in the view the intensity and magnitude of the flood and land slides in Kerala , this is a calamity of a severe nature for all practical purposes"
a home ministry official said in  New Delhi Kerala is staring at its most flooding in living memory . with too much rainfall for 2 weeks and  coming on the heels of surplus monsoon since  june all rivers went into spate forcing open the sluice gates of 34 dams . august 9 and 15th august and 17th august , the departure from normal was a whopping 424 %
Roads and bridges have been mashed away and thousand of houses , govt offices and farms submerged . over  7 lakh people were shifted to 3500 relief camps . Kerala govt  preliminary assessment of losses is fagged at 19000 Crores





Wednesday, 15 August 2018

Sarwa Shiksha Abhiyan in Developing Indian Economy
















Dr Jyoti Sharma
Senior Academic consultant
MAHIAA  ENERGY AND ENVIRONMENT TECHNOLOGY CONSULTANCY SERVICES DELHI


Education has an immense impact on the human society. One can safely assume that a person is not in the proper sense till he is educated. It trains the human mind to think and take the right decision. In other words, man becomes a rational animal when he is educated. It is through education that knowledge and information is received and spread throughout the world.
Education is a tool that can play a vital role in improving the socio-economic condition of the nation. it empowers citizens with analytical abilities, leads to better confidence levels and fortifies one with will power and goal setting competencies. Education involves not only textbook learning but also a growth of values, skills and capacities. This helps individuals to plan for their career as well as play a useful part in building a new society with progressive values. Hence, education results in changing both individual lives as well as that of the entire community for the better.
The education sector has been of vital importance to the Indian government which has been regularly formulating provisions and schemes for promoting elementary education.
The right to education has also been enshrined as a fundamental right by the constitution of India. It states that “the state shall provide free and compulsory education to all children of the age of six to fourteen years in such a manner as the state may, by law, determine.”
To promote literacy among its citizens, the government of India has launched several schemes such as the Kasturba Gandhi Balika Vidyalaya Scheme (external website that opens in anew window), mid- day meal scheme (external website that opens in anew window) and the national program for education of girls at elementary level (NPEGEL)-external website that opens in a new window. One of the most fundamental and promising of these schemes is the Sarva Shiksha Abhiyan (external website that opens in a new window).
NEED OF APPOINTMENT OF COMMITTEE OF EDUCATION
1.       Need for a comprehensive policy of education in spite no. of education committees after independence, satisfactory progress would not be achieved.
2.       Need for detailed study even though a good deal of expansion of education facilities took place. It was at the expanse of quality.
3.       Need to emphasize role of people in national development. To make people aware that they have a share in the national development along with the government.
4.       Need for overview of educational development. To create more integration between various parts and consider it as a whole not as fragments.
5.       Need for positive approach to the status of teacher. The teacher community had been neglected suffering many hardships requiring a positive approach to the problem.

2.2 The National Policy on Education. (1968)
The national policy of 1968 marked a significant step in the history of education in post-independence India. It aimed to promote national progress, a sense of common citizenship and culture, and to strengthen national integration. It laid stress on the need for a radical reconstruction of the education system, to improve its quality at all stages, and gave much greater attention to science and technology, the cultivation of moral values and a closer relation between education and the life of the people.
After the adoption of the 1968 policy, there has been considerable expansion in educational facilities all over the country at all levels. More than 9% of the country’s rural habitations now have schooling facilities within a radius of one kilometer. There has been sizeable augmentation of facilities at other stages also. Perhaps the most notable development has been the acceptance of a common structure of education throughout the country and the introduction of the 1+2+3 system by most states. In the school curricula, in addition to laying down a common scheme of studies for boys and girls, science and mathematics were incorporated as compulsory subjects and work experience assigned a place of importance.
A beginning was also made in restructuring of course at the undergraduate level. Centers of advanced studies were set up for post–graduate education and research. And we have been able to meet our requirements of educated manpower. While these achievements are impressive by themselves, the general formulations incorporated in the 1968 policy did not, however, get translated into a detailed strategy of implementation, accompanied by the assignment of specific responsibilities and financial and organizational support. As a result, problems of access, quality, quantity, utility and financial outlay, accumulated to implement all the provision. Besides, a variety of new challenges and social needs make it imperative for the government to formulate and implement a new education policy for the country. Padhe Bharat Badhe Bharat is a nationwide sub- programmer of Sarva Shiksha Abhiyan. Children who fail to read in early education lag behind in other subjects. The programme is designed to improve comprehensive early reading, writing and early mathematics programme for children in classes I and II. Under this programme, 762 crores (US$110 MILLION) was approved to states. The programme will not only provide print rich environment, timely distribution of books will also includes new teacher mentoring and appraisal system. More recently, the government of India has launched in 2001 Sarva Shiksha Abhiyan (SSA) a flagship programme in partnership with the state government to cover the entire country and address the needs of 192 million children in 1.1 million habitations.
The SSA is an extensive scheme to universalize elementary education through district based, decentralized specific planning and implementation strategy by community ownership of the school system. The scheme subsumes all other major governmental educational interventions of the entire country. The SSA is to provide useful and relevant elementary education for children in the 6-14 age groups by 2010.


The SSA focused mainly on alternative schooling, children with special needs, community mobilization, Girls education, quality of elementary education. The SSA is based on the premise that financing of elementary education interventions gas to be sustainable. This calls for a long-term perspective on financial partnership between the central and the state governments.
“With the successful implementation of the Sarva Shiksha Abhiyan, a large number of students are passing out from upper primary classes creating a huge demand for secondary education,” the HRD ministry said; therefore education is grown in Indian economy rapidly.

Monday, 4 June 2018

Behaviour Economics in Marketing


Dr Jyoti Sharma
Senior Academic consultant
MAHIAA  ENERGY AND ENVIRONMENT TECHNOLOGY CONSULTANCY SERVICES DELHI
Email jyotiblogger27@gmail.com
Contact number -9616509903Add caption

Behaviour Economics is primarily concerned with the bound of rationality of economics agents. Behaviour models typically integrate insight from psychology and micro economics theory, in doing so these behaviour models cover a range of concepts, methods and field

Behaviour economics along with the related sub field behavior finance, studies emotional factors on the economics decisions of individuals and institutions and the effects for market prices , returns and resource allocation in different kind  of behaviour  in different environment of varying experimental values

There is attractive simplicity to the nation that consumers choose what they want. It really makes the work of marketer relatively straight forward and easy. It gives the people right information and they will synthesize it, weight their various interests and make the most informed choice. By this account the brain is both a logical processor and a perfectly calibrated scale. “But consumer’s decision making is not in fact, Just about availability of information,” says Rani Dhar , Director of the Center for Customer Insight .

Behaviour economics injects the standard marketing approval with insight from the past three decades of psychology and economics and marketing research. Though firms spends billions of dollars every year attempting to persuade current for potential customers, the results are decidedly mixed.

Behaviour economics highlights methods foe driving desired consumers behaviours that are consistently effective at a tiny fraction of the cost. Many of the important lessons of behaviour eco stems from re-construal of how. Consumers approach choice  “one of the most broadest and most important insights into consumers choice is the fact that people often think about things  vary intuitively rather than deliberately says “No than Novemsky , a faculty fellow in the center for customer insight”

Behaviour economics also reveals a range of factors that how to influence consumers decisions. The challenges for marketers is thus not simply product improvements through  Research and Development , but managing and influences customers beliefs’ including understanding and activating the relevant beliefs at the right moments


While the work of behavioural economics continues to reveal that consumer decisions are more complicated than previously (inner ) thoughts, it also uncovers now realms of opportunity for marketers.


Wednesday, 9 May 2018

NABARD ENCHANCES RAPID GROWTH IN AGRICULTURE By Dr Jyoti Sharma

The national Bank for agriculture and rural development is the apex organisation with respect to all matters relating to policy ,planning and operational aspects in the field of credit for the promotion of agriculture and allied activities in rural areas
A significant development in this year was diversification of NABARD's client base with loan disbursement of Rs 3900 Cr to small finance banks and rs 2974 Cr to NBFCs/ NBFC-MFIS
NABARD mission is its new mission to promote sustainable and equitable agriculture and rural development through financial and non financial institutions
Agriculture is considered as one of the most basic input for conducting all agriculture development programmes . In India there is an immense need for proper agriculture credit as the economic condition of Indian farmers are very poor . Now a days the long term and short term credit needs of these institutions are also being met by NABARD . It was established in the year 1982 with the head office
NABARD further consolidated it's position during 2017-18 as a think tank for both center and state government ,which supports banking industry and other stake holders
Dr Jyoti Sharma
Senior Academic consultant
MAHIAA
 ENERGY AND ENVIRONMENT TECHNOLOGY CONSULTANCY SERVICES DELHI
Email jyotiblogger27@gmail.com
Contact number -9616509903

Sunday, 1 April 2018

GST an innovative action taken by govt of india blog by dr jyoti sharma

GST is the new innovative steps taken by government of India for the strengthness of Indian economy and the very positive outcomes will be feel for the healthy economy
Email -jyotiblogger27@gmail.com

Saturday, 31 March 2018

Role of banking sytem BLOG WRITTEN BY DR JYOTI SHARMA

Role of banking system should be under RBI Guidelines and social benefits also involved in the Banking system

Welcome

Welcome

Pnb crisis

Bank is now overcomes from their crisis

Banking system

Banking system is now very complex for common man of India just need to very simply manner and easy applicable and userfriendly to all of us